Many times we find our clients are poorly positioned to qualify for a loan with the best possible rate. That’s why it’s vitally important to meet with a qualified, experienced Mortgage Broker before starting your home search.
Do keep all credit card accounts open.
Don’t MAX OUT or overcharge existing credit cards.
Do maintain your employment at your current job.
Don’t consolidate debt to one or two cards.
Do pay off collections, judgments, or tax liens reported within one year.
Don’t make any large purchases.
Do stay current on your existing accounts.
Don’t make any large deposits into any of your accounts.
Do call. We are here to help you through this process.